EZUnsecured dot com offers credit cards, loans and lines of credit. In order to apply for any of them seems simply enough as you use a registration form from their website. You just fill out some fields with details such as personal/business information and your financial information. Then you simply submit your application. If you are looking to start a new business or start a new one, you might want to check out their Business Loans. Their business loans feature no collateral, no tax returns, no business plans, no UCC fillings and a couple of more nice features. Go have a look for more details.